Loan Programs
New Construction Loans

ExCap provides financing secured by a first lien position for spec, pre-sold and model homes. Ask our loan officers to detail options for licensed builders surrounding customized features for flexible financing options.
  • Typical loans range from $100,000 to $1,500,000
  • Up to 70% of market value
  • Up to 80% of hard costs
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Flips/Rehabs Loans

ExCap's Flips/Rehab program, similar to Hard Money Fix and Flip Loans, but with better rates, provides financing for the purchase and improvement of properties in need of rehabilitation. Improvements can range from minor cosmetic changes to the complete tear down and replacement of the existing structure. Work with our loan officers to expedite your new project, no matter the size or needs.
  • Typical loans range from $100,000 to $800,000
  • Up to 70% of market value
  • Up to 80% of hard costs
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Lot Loans

ExCap Lot Loan program provides financing for the purchase of finished residential lot inventory with minimal upfront cash payments. Loans terms and fees are customized for your project by our loan officers.
  • Typical loans range from $50,000 to $300,000 per lot
  • Up to 80% of market value
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